| Basic Share Account |
| Par value of membership share |
$25.00 |
| Minimum balance to maintain account |
$25.00 |
| Monthly maintenance fee for balance less than $200 |
$3.00 |
| Minimum balance to earn dividends |
$300.00 |
| Return NSF checks (per item) |
$25.00 |
| Return NSF checks Canadian/Foreign (per item) |
$40.00 |
| Account closure fee (within 30 days) |
$25.00 |
| Stop payment of credit union check |
$35.00 |
| Monthly maintenance fee for inactive accounts over 2 years |
$3.00 |
| Check cashing for non-members |
$4.00 |
| Checking Account |
| Minimum balance to earn dividends |
$300.00 |
| NSF return (per item) |
$25.00 |
| Stop payment (per item) |
$25.00 |
| Copy of paid draft (first 6 free per month) |
$2.00 |
| Check printing from |
$12.00 |
| Transfer fee initiated by manual overdraft |
$1.00 |
| Account closure fee (within 30 days) |
$25.00 |
| Visa Cards |
| Annual fee |
None |
| Temporary immediate credit line increase |
$10.00 |
| Over limit fee |
$20.00 |
| Reissue--lost card |
$15.00 (after 1X) |
| Reissue fee--stolen card |
None |
| Late payment |
$20.00 |
| Credit Card - 2 Day Express |
$35.00 |
| ATM |
| Annual fee |
None |
| Transaction fee |
None |
| Non-member transfer fee |
$3.00 |
| Reissue--lost card |
$15.00 (After 1X) |
| Reissue--stolen card |
None |
| Miscellaneous |
| ACH return item |
$25.00 |
| Wire transfer (domestic) |
$25.00 |
| Wire transfer (international) |
$40.00 |
| Wire transfer Ukraine (UKREXIMBANK) |
$25.00 |
| Wire transfer (incoming) |
$5.00 |
| Legal processing fee (subpeona, garnishment levy, summons) |
$30.00 |
| Account closed--escheat |
$30.00 |
| Return statement (due to incorrect address) |
$5.00 |
| Traveler checks |
None |
| Two signature traveler checks |
$.50 per $100 |
| Xerox Copies |
$.10 (per copy) |
| Fax |
$1.00 |
| Statement copy fee (per copy) |
$1.00 |
| Notary service |
None |
| Financial counseling |
None |
| Research fee |
$25.00/hr |
| Register liens with Secretary of State |
$25.00 |
