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ID Protection Resources

What you need to know about the Identity Theft

Identity theft is the fastest growing crime in America.  Ukrainian Selfreliance Michigan Federal Credit Union is committed to serving and educating our members so that your accounts remain safe. This page provides general resources for members to educate themselves before ID theft occurs, and to provide resources in the worst case that you are a victim of ID theft.

If your identity is stolen, immediately let us know - your accounts will need to be closed ASAP.

Below you will find links to numerous investigative bureaus and reporting agencies:

Government Agencies

Michigan State Police
Region I Special Investigation Division

(877) MI ID THEFT  /  (877) 644-3843 website

U.S. Postal
Inspection Service

Criminal Investigations Service Center
Attn: Mail Fraud
222 S. Riverside Plaza Ste. 1250
Chicago, IL 60606-6100
website

The Internet Crime Complaint Center (IC3)

Internet Contact Only
website

Federal Trade Commission (877) 382-4357
website
U.S. Secret Service Detroit Field Office 313-226-6400
website
Department of Justice

FBI Detroit Field Office
477 Michigan Avenue, Fl. 26
Detroit, Michigan 48226
(313) 965-2323
website

Major Credit Card Companies

American Express Customer Service and General Information
1-800-528-4800
website
Discover 1-800-DISCOVER (1-800-347-2683)
website
Master Card 1-800-MC-ASSIST (1-800-622-7747)
website
Visa (800) 847-2911
website

Credit Reporting Agencies

Equifax (800) 525-6285
website
Experian (888) 397-3742
website
Trans Union (800) 680-7289
website

Other Sources of Help

Call for Action

website

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Always remember that Ukrainian Selfreliance MI FCU will NEVER contact you via email asking for information.  If you receive a suspicious email, please contact us immediately.  If you receive a phone call and are not sure if it's from the credit union, please ask the person their name and ask them if you can call them back at our regular number.  The golden rule to avoid being phished is to never ever click the links within the text of the e-mail.

BEWARE OF PHISHING!  
                                                                  

"Phishing" is an Internet based  scam aimed at acquiring sensitive personal and/or financial information through an email campaign or website that impersonates a legitimate organization.

Phishing image    

          Read about phishing

   

 

Phishing as a Financial Institution

How to recognize: Any e-mail that looks like it's from a financial institution asking you to "update" or "validate" your account.   The e-mail links to a bogus web site, that looks genuine, where personal information is handed over without a second thought.

What to do: DELETE THESE E-MAILS, Ukrainian Selfreliance MI FCU or any other financial institution would have no reason to request this information from you, either via phone or e-mail and we will NEVER change our policy on this.

 

Phishing as an Internet Service

How to recognize: A seemingly legitimate looking e-mail from an online service (eg., Yahoo!, AOL, Earthlink, PayPal, BestBuy.com and SonyStyle.com.) asking for your private information.

What to do: DELETE IMMEDIATELY, legitimate companies would never ask their customers for private information in an e-mail.

 

Phishing on Job Boards

How to recognize: Postings on sites like Monster.com that request your SSN or bank account information, insisting it is for their human resources department.

What to do: NEVER GIVE OUT PERSONAL INFORMATION ONLINE, ESPECIALLY YOUR PASSWORDS.

 

Always report "phishing" or "spoofed" e-mails to the following groups:  Antiphisihing.com; and the Federal Trade Commission

 

When reporting spoofed messages, always include the entire original email with its original header information intact; and notify the Internet Fraud Complaint Center of the FBI by filing a complaint on their web site.   

   
   

 


Ukrainian Selfreliance Michigan Federal CU
26791 Ryan Road
Warren , Michigan 48091-1196
(586) 756-3300
Fax: (586) 756-4316
cuwarren@usmfcu.org