Auto Loans

The credit union offers low rates on new and used auto loans. Refinancing your current vehicle from another financial institution with the credit union is another option to save you money or lower your monthly payments. USMFCU will finance vehicles that are a 2013 or newer model. Please contact the credit union for more details.

Rebuilt Titles

USMFCU offers loans for new and used vehicles with rebuilt certified titles. The loans have a 2% rate above the current vehicle interest rate. Maximum term of 48 months for repayment and the credit union will finance up to 75% LTV on these vehicles. The approval is based on the discretion of the credit union for rebuilt title vehicles.

  • We partner with CARFAX to make sure you know your vehicle's history! Contact us to get your FREE report!

Apply Now  CONTACT US  

Call us and ask our Loan Department for more information, or visit any one of our two locations to submit your Loan Application today!

Loans must be submitted via fax, e-mail, or in person. Please follow up with our Loan Officer for any additional information required for loan approvals. 


Auto Loans
Effective Date: Tuesday, January 19th, 2021
NameDown PaymentAPRTerm
New Car   2.25% Up to 72 months
Used Car (2015+)   2.75% Up to 60 months
Used Car (2013)   4.75% Up to 36 months
Semi-Truck - New 10% 5.00% Up to 72 months
Semi-Truck - Used 10% 6.00% Up to 72 months

*APR= Annual Percentage Rate

Offer is subject to change or end without notice. 

ALL RATES   View Specials

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