Auto Loans


The credit union offers low rates on new and used auto loans. Refinancing your current vehicle from another financial institution with the credit union is another option to save you money or lower your monthly payments. USMFCU will finance vehicles that are a 2016 or newer model. Please contact the credit union for more details.

Rebuilt Titles

USMFCU offers loans for new and used vehicles with rebuilt certified titles. The loans have a 2% rate above the current vehicle interest rate. Maximum term of 48 months for repayment and the credit union will finance up to 75% LTV on these vehicles. The approval is based on the discretion of the credit union for rebuilt title vehicles.

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Apply Now  CONTACT US  

Call us and ask our Loan Department for more information, or visit any one of our two locations to submit your Loan Application today!

Loans may be submitted via DocuSign, in person, or through our  online"Apply Now". Please follow up with our Loan Officer for any additional information required for loan approvals. 

DocuSign Available Here: Application Form


auto loan special 2024Cruise into savings with Our Car Loan Promotion!

Term of up to 72 months; estimated monthly payment of $161.03 per $10,000 borrowed at 4.99% APR*. Loan approvals depend on each individual's credit history and underwriting factors. Automatic transfer payment from your USMFCU account must be set up in order to qualify for the loan special. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. *APR- Annual percentage rate.

Start your Engine of Dreams with USMFCU!

Apply Now

Auto specialEasy Digital Application!

Would you like to lower your payment or save some money? Ask us about refinancing!

Contact us for more information.



Auto Loans
Effective Date: Thursday, June 13th, 2024
NameDown PaymentAPRTerm
New Car   as low as 4.99% Up to 72 months
Used Car (2023-2021)   as low as 5.49% Up to 72 months
Used Car (2020-2016)   as low as 5.99% Up to 60 months
Semi-Truck - New 10% as low as 8.00% Up to 72 months
Semi-Truck - Used 10% as low as 9.00% Up to 72 months

*APR= Annual Percentage Rate

All Consumer Loans Special 0.26 basis points off with automatic transfer of payments.

ALL RATES   View Specials

Requirements & Restrictions apply: 

Offer, rate & terms may change at any time without notice. Offer may be withdrawn at any time.

Automatic transfer payment from your USMFCU account must be set up in order to qualify for the loan special.This loan promotion is for both new and used auto loans. Twenty Six basis points off the current rates. Call for more details.

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