Loan Rates
Calculators
- Auto Loan Calculator
- Credit Card Payoff Calculator
- Mortgage Refinance Calculator
- Mortgage Payoff Calculator
The calculator results are provided for general informational and comparison purposes only and may not be fully accurate. USMFCU does not provide tax or legal advice. These calculators are not intended to serve as tax, legal, or financial guidance and do not guarantee your eligibility for any specific product offered by USMFCU. Product terms, conditions, and rates may vary among financial institutions and could affect the calculator results. We recommend consulting with qualified professionals to discuss your individual financial situation. Your actual interest rate, payment amount, and total costs may differ. Be sure to obtain an official Loan Estimate before selecting a loan product.
| Name | Rate | APR |
|---|---|---|
| USMFCU 10 Year Fixed Mortgage | 5.250% | 5.598% |
| USMFCU 15 Year Fixed Mortgage | 5.375% | 5.620% |
| USMFCU 20 Year Fixed Mortgage | 5.750% | 5.867% |
| USMFCU 30 Year Fixed Mortgage | 5.999% | 6.149% |
| Name | Down Payment | APR | Term |
|---|---|---|---|
| New Car | as low as 4.24% | Up to 72 months | |
| Used Car (2025-2023) | as low as 4.74% | Up to 72 months | |
| Used Car (2022-2018) | as low as 5.24% | Up to 60 months | |
| Used Car (2017-2016) | as low as 5.74% | Up to 48 months | |
| Semi-Truck - New | 10% | as low as 8.00% | Up to 72 months |
| Semi-Truck - Used | 10% | as low as 9.00% | Up to 72 months |
*APR= Annual Percentage Rate Consumer Loans Special 0.26 basis points off with automatic transfer of payments. (Discount already applied). | |||
| Name | APR | Term |
|---|---|---|
| VISA - PLATINUM PREFERRED | 9.50% or 12.00% |
| Name | APR | Term |
|---|---|---|
| Signature Loan | as low as 10.49% | up to 48 months |
| Share Secured Loan | as low as 5.25% | up to 60 months |
*APR=Annual Percentage Rate | ||
| Name |
|---|
RV - New/ Used Motorcycle - New/ Used Boat - New/ Used
Rates as low as 7.00% APR, Call us for details at (586) 756 - 3300. *APR=Annual Percentage Rate
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