Personal Accounts

USMFCU Savings Account

Our Savings Account allows you to save your money hassle-free while still enabling you to withdraw at any time. There are no low-balance fees, no worries, just more time for you to focus on everything else.

  • Dividends are calculated on your daily balance and paid monthly on balances more than $300
  • Minimum balance required $25
  • Immediate access to your available funds
  • Free Online Banking & Mobile Banking
To open our Savings account, a member must meet the USMFCU Membership Eligibility Requirements.


USMFCU Checking Account

USMFCU's Checking Account is designed with the needs of our members in mind. With no per-check fee, thousands of CO-OP ATMs, and flexible options, our checking account has everything you and your family need.

To open a checking account, you must have an established savings accounts. 


USMFCU Secondary Account

  • No minimum balance requirement
  • Withdrawal Restrictions: None
  • Dividends: Paid monthly on balances more than $300.

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Effective Date: Tuesday, September 22nd, 2020
NameMinimum AmountRateAPY
Regular Savings $300.00 0.10% 0.10%
Secondary Savings $300.00 0.10% 0.10%
IRA Savings $300.00 0.10% 0.10%
Checking $300.00 0.01% 0.01%

*APY=Annual Percentage Yield


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