Young Adults 18+

This account is available to youth ages 18 and above; no parent or guardian required. During this phase of your life, there’s a lot you’ll be doing for the first time —  your first auto loan, finding your own place, and more. We are here to lend a hand through it all.

  • Ages 18-26
  • Free Online & Mobile banking

  • Checking and Visa® debit card

  • USMFCU scholarship opportunities for high school seniors and college students

  • Student loans, auto loans, Visa credit cards

Apply now

girl standing and holding books


Visa® Debit Card and Checking

Eligible at age 15*

USMFCU scholarship opportunities


No monthly fee, no minimum balance

USMFCU Credit Card

Eligible at age 15*

FREE Online & Mobile Banking

*Parent or guardian must be present and sign for a new Debit Card, Checking Account or Credit Card for Youth Accounts.