USMFCU Share Certificates of Deposit (CD)

USMFCU offers a variety of Certificates to fit your personal financial needs. Our minimum deposit requirements are low. Remember, your investment and the dividends are insured up to $250,000 throughout the life of the term by the NCUA (National Credit Union Association).

  • Choose from maturities of six months to two years
  • Rates are usually based on the length of the certificate term
  • A low $500 minimum deposit

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Certificates of Deposit

Shares
Effective Date: Sunday, September 25th, 2022
NameMinimum AmountRateAPY
Regular Savings $300.00 0.05% 0.05%
Secondary Savings $300.00 0.05% 0.05%
IRA Savings $300.00 0.05% 0.05%
Checking $300.00 0.01% 0.01%

*APY=Annual Percentage Yield

 

Certificates
Effective Date: Sunday, September 25th, 2022
TermMinimum AmountRateAPY
6 months $500.00 0.70% 0.70%
6 months $75,000.00 0.70% 0.70%
12 months $500.00 1.70% 1.70%
12 months $75,000.00 1.70% 1.70%
18 months $500.00 1.80% 1.81%
18 months $75,000.00 1.80% 1.81%
2 years $500.00 1.90% 1.91%
2 years $75,000.00 2.00% 2.01%
3 years $500.00 2.05% 2.06%
3 years $75,000.00 2.15% 2.16%
4 years $500.00 2.25% 2.26%
4 years $75,000.00 2.35% 2.36%
5 years $500.00 2.35% 2.36%
5 years $75,000.00 2.45% 2.46%

Certificate rates include Regular CD's, Coverdell, Roth & Traditional IRA CD's.

*APY=Annual Percentage Yield

Penalty may apply for early withdrawal

See Special for CD's

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