USMFCU Share Certificates of Deposit (CD)

USMFCU offers a variety of Certificates to fit your personal financial needs. Our minimum deposit requirements are low. Remember, your investment and the dividends are insured up to $250,000 throughout the life of the term by the NCUA (National Credit Union Association).

  • Choose from maturities of six months to two years
  • Rates are usually based on the length of the certificate term
  • A low $500 minimum deposit

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Certificates of Deposit

Shares
Effective Date: Saturday, September 18th, 2021
NameMinimum AmountRateAPY
Regular Savings $300.00 0.05% 0.05%
Secondary Savings $300.00 0.05% 0.05%
IRA Savings $300.00 0.05% 0.05%
Checking $300.00 0.01% 0.01%

*APY=Annual Percentage Yield

 

Certificates
Effective Date: Saturday, September 18th, 2021
TermMinimum AmountRateAPY
6 months $500.00 0.25% 0.25%
6 months $75,000.00 0.25% 0.25%
12 months $500.00 0.30% 0.30%
12 months $75,000.00 0.30% 0.30%
18 months $500.00 0.35% 0.35%
18 months $75,000.00 0.35% 0.35%
2 years $500.00 0.40% 0.40%
2 years $75,000.00 0.50% 0.50%
3 years $500.00 0.45% 0.45%
3 years $75,000.00 0.55% 0.55%
4 years $500.00 0.55% 0.55%
4 years $75,000.00 0.65% 0.65%
5 years $500.00 0.70% 0.70%
5 years $75,000.00 0.80% 0.80%

Certificate rates include Regular CD's, Coverdell, Roth & Traditional IRA CD's.

*APY=Annual Percentage Yield

Penalty may apply for early withdrawal

See Special for CD's

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