USMFCU Share Certificates of Deposit (CD)
USMFCU offers a variety of Certificates to fit your personal financial needs. Our minimum deposit requirements are low. Remember, your investment and the dividends are insured up to $250,000 throughout the life of the term by the NCUA (National Credit Union Association).
- Choose from maturities of six months to two years
- Rates are usually based on the length of the certificate term
- A low $500 minimum deposit
Certificates of Deposit
Shares
Effective Date: Tuesday, January 25th, 2022
| Name | Minimum Amount | Rate | APY |
|---|---|---|---|
| Regular Savings | $300.00 | 0.05% | 0.05% |
| Secondary Savings | $300.00 | 0.05% | 0.05% |
| IRA Savings | $300.00 | 0.05% | 0.05% |
| Checking | $300.00 | 0.01% | 0.01% |
*APY=Annual Percentage Yield
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Certificates
Effective Date: Tuesday, January 25th, 2022
| Term | Minimum Amount | Rate | APY |
|---|---|---|---|
| 6 months | $500.00 | 0.25% | 0.25% |
| 6 months | $75,000.00 | 0.25% | 0.25% |
| 12 months | $500.00 | 0.30% | 0.30% |
| 12 months | $75,000.00 | 0.30% | 0.30% |
| 18 months | $500.00 | 0.35% | 0.35% |
| 18 months | $75,000.00 | 0.35% | 0.35% |
| 2 years | $500.00 | 0.40% | 0.40% |
| 2 years | $75,000.00 | 0.50% | 0.50% |
| 3 years | $500.00 | 0.45% | 0.45% |
| 3 years | $75,000.00 | 0.55% | 0.55% |
| 4 years | $500.00 | 0.55% | 0.55% |
| 4 years | $75,000.00 | 0.65% | 0.65% |
| 5 years | $500.00 | 0.70% | 0.70% |
| 5 years | $75,000.00 | 0.80% | 0.80% |
Certificate rates include Regular CD's, Coverdell, Roth & Traditional IRA CD's.*APY=Annual Percentage Yield Penalty may apply for early withdrawal | |||