USMFCU Share Certificates of Deposit (CD)
USMFCU offers a variety of Certificates to fit your personal financial needs. Our minimum deposit requirements are low. Remember, your investment and the dividends are insured up to $250,000 throughout the life of the term by the NCUA (National Credit Union Association).
- Choose from maturities of six months to two years
- Rates are usually based on the length of the certificate term
- A low $500 minimum deposit
Certificates of Deposit
Shares
Effective Date: Sunday, February 5th, 2023
| Name | Minimum Amount | Rate | APY |
|---|---|---|---|
| Regular Savings | $300.00 | 0.05% | 0.05% |
| Secondary Savings | $300.00 | 0.05% | 0.05% |
| IRA Savings | $300.00 | 0.05% | 0.05% |
| Checking | $300.00 | 0.01% | 0.01% |
*APY=Annual Percentage Yield
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Certificates
Effective Date: Sunday, February 5th, 2023
| Term | Minimum Amount | Rate | APY |
|---|---|---|---|
| 6 months | $500.00 | 1.75% | 1.75% |
| 6 months | $75,000.00 | 1.75% | 1.75% |
| 12 months | $500.00 | 3.35% | 3.35% |
| 12 months | $75,000.00 | 3.35% | 3.35% |
| 18 months | $500.00 | 3.40% | 3.41% |
| 18 months | $75,000.00 | 3.40% | 3.41% |
| 2 years | $500.00 | 3.45% | 3.46% |
| 2 years | $75,000.00 | 3.55% | 3.56% |
| 3 years | $500.00 | 3.50% | 3.51% |
| 3 years | $75,000.00 | 3.60% | 3.61% |
| 4 years | $500.00 | 3.55% | 3.56% |
| 4 years | $75,000.00 | 3.65% | 3.66% |
| 5 years | $500.00 | 3.60% | 3.61% |
| 5 years | $75,000.00 | 3.70% | 3.71% |
Certificate rates include Regular CD's, Coverdell, Roth & Traditional IRA CD's.*APY=Annual Percentage Yield Penalty may apply for early withdrawal | |||