Earn Rewards with the USMFCU Visa Credit Card

Get rewarded for everyday spending with the USMFCU Visa Credit Card. Earn ongoing reward points on every purchase and enjoy a special welcome bonus when you open a new card.

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Limited-Time Bonus

Open a new USMFCU Visa Credit Card and earn 10,000 bonus points — equal to $100 in rewards value.

How to Qualify

  • You must have a USMFCU savings and checking account*
  • Open a new USMFCU Visa Credit Card
  • Spend $1,000 within the first 90 days of credit card account opening
  • Add your credit card to a digital wallet (Apple Pay, Google Pay, or Samsung Wallet)
  • Additional terms and conditions may apply
 
Bonus points will be credited after 90 days once all qualifying requirements are met.
*Not a USMFCU member? Click below to apply.
Apply now and experience the benefits of USMFCU.

Join Us Apply for your credit card

Ongoing Rewards

With your USMFCU Visa Credit Card, you earn:
  • 1% reward points on every purchase
  • No annual fee
Points can be redeemed directly through the USMFCU mobile app for a variety of rewards, including:
  • Gift cards
  • Merchandise
  • Travel
  • Statement Credit
  • Deposits to your savings or checking accounts

Easy Rewards Management in the Mobile App

Our mobile app makes it simple to manage your rewards anytime, anywhere:
  • View your points balance
  • Redeem points for any available reward option
  • Track transactions and rewards in real time

How to use and redeem your points 

How to add your credit card to a digital wallet

 

Visa Platinum Preferred Credit Card

Apply for your credit card

USMFCU VISA Credit Card

A New Look with a New Awards Program! 

 usmfcu credit card

Activation

  • If you have not activated your Visa credit card, please call: 800-290-7893   
  • If you didn't receive your visa - please call: 586-756-3300 option 5.

Online & Mobile Banking

Download USMFCU mobile app - click on your visa account - click on credit card details - here you will have an access to settings, credit card payment, documents, awards and credit card details for full visa credit card management.

Your new VISA card comes with a New Rewards Program

  • 1 Point(s) earned for every $1 net dollar(s) in purchases;
  • Points expire every 60 months in the month in which they are earned;
  • Points can be redeemed for Merchandise, Travel, Gift Cards, Statement Credit, or Direct Deposit to USMFCU checking or savings account.

View Your Points:

  • See your balance on your credit card statement;
  • Or opt-in to receive a separate E-statement for points

PHONE NUMBER FOR REWARDS MEMBERS: (833) 606-4212

Fraud & Security

Due to the new VISA program our fraud department will need to learn member transactions habits. You may receive communication via SMS/Emails/Calls from VISA department asking to confirm purchase activity. Please respond so that we can best serve you.

This will happen in 3 step process:

  • SMS - click V for yes or F for no.
  • If not response after 5 minutes - email is sent.
  • If not response - we will call you during regular hours.
  • Call customer service if you didn't receive a call: 833-599-0051

Lost & Stolen

If you believe your VISA card have been lost or stolen, please call:

  • 855-293-2458 - Within USA
  • 206-352-4401 - International

New Payment Address

If paying by check, please, use this address:

Ukrainian Selfreliance Michigan Federal Credit Union

PO BOX 650789

Dallas, TX 75265-0789

Customer Service:

  • 833-599-0051

This is our new full customer service team available 24/7.

Important Information:

As life changes, let us know the best way we can reach you. Please call us: 586-756-3300 and update your phone number and email if they have changed.

Let us help you build your credit!

teenagers-using credit card

 

Secured credit cards are great options for teens with no source of income. A secured credit card is a regular credit card with the exception that the applicant is required to make a security deposit to open their account. The deposit functions as collateral should the credit card user fail to make payments on their balance. For example, if you open up a secured credit card with a security deposit of $500, then your credit limit on the card is $500. A secured card is a good credit card for a teenager to build credit.

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